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Home Security Systems
This week we discuss the benefits of having a home security system in relation to your insurance. John and I talk about separate kinds of security systems that can increase the break you can receive from your insurance. With the insurance break that you get it can almost offset the cost of the security system. If you have any questions email me at jim@jimbigelow.com or John at john.buchanan@countryfinancial.com.... [Read more]
Short Term Loans Now Available to First Time Borrowers
WASHINGTON (MarketWatch) — Federal Housing Administration-approved lenders can now provide short-term loans to first-time borrowers eligible for the $8,000 home buyer tax credit. But under guidance issued by the Department of Housing and Urban Development late last week, the loans must be on top of — not instead of — the minimum 3.5% down payment normally required on FHA-insured... [Read more]
When Should I Begin Thinking About Long Term Care Insurance?
We are discussing the costs and benefits of long term care insurance this week. Did you know that 1 in 2 people will need some form of long term care insurance at some point? This type of insurance can be the difference between ending up at home rather than in a nursing home. If you have any other questions regarding whether you should be considering long term care insurance contact me at jim@jimbigelow.com... [Read more]
Lending for Foreclosed Properties
Many buyers contact me who are pre-approved and want to buy a foreclosed property so that they can get a great deal. Foreclosed properties range in condition. Some just need some updating while others need structural, sheet rock, floor and other repairs. These homes are usually sold “as is” which means the owner/bank who now owns the property will not make repairs. This is where we get... [Read more]
North Star Ranch
North Star Ranch Chelsea, OK. 15 miles North of Claremore, OK. working Horse Ranch and stables. Read More →
Do you have the proper vehicle coverage?
I am here again this week with John Buchanan from Country Insurance to discuss maintaining proper auto and life insurance. In this video we discuss the importance of proper insurance to prevent stress on your loved ones in the case of an unfortunate accident. If you have any questions about whether you have the proper coverage email me at jim@jimbigelow.com or John at john.buchanan@countryfinancial.com. Read More →
New Listing at 720 S. Lakewood in Tulsa :: See The Video ::
Gorgeous Little Bungalow :: Listed at $59,000, this beautiful 2 bedroom bungalow has gorgeous natural hardwood floors throughout. The kitchen has unique wood counter tops and the bathroom has been recently updated. The large backyard is a wonderful addition to this property with mature trees and a covered patio. This bungalow is a great value and will be sure to go fast. For more information please... [Read more]
What Happened to the Interest RATES????
If any buyer has checked into interest rates since Wednesday they have probably noticed an increase. Rates can change daily or even multiple times a day depending on current market conditions. Rates change without notice. We saw mortgage rates move from 4.75% up to 5.5% in one day. So many ask…..why??? The main culprit for the rate increase was the sell off Treasury bonds. The treasury... [Read more]
Private Mortgage Insurance is Tax Deductible
Congress has extended tax deductions for homeowners paying private mortgage insurance through 2010. But to qualify for the deduction you must have bought or refinanced your home since Jan. 1, 2007. Families with adjusted gross incomes of up to $100,000 can deduct 100% of their insurance premiums, much the same as they deduct property taxes. The deduction is then phased out up to an adjusted gross income... [Read more]
Using First-Time Homebuyer Tax Credits for the Downpayment
The American Recovery and Reinvestment Act of 2009 (Recovery Act) provides for as much as an $8000 tax credit to qualified first-time homebuyers. FHA supports this important Administration initiative to promote homeownership. This mortgagee letter provides: Basic information on the first-time homebuyer credit obtained from the Internal Revenue Service (IRS) website. Complete information on how the... [Read more]
7 Questions to Ask When Shopping for a Digital Camera
7 Questions to Ask When Shopping for a Digital Camera What features should you look for in a digital camera? Here’s a list of some items to consider. By Michael Antoniak | April 2009 Looking for a new digital camera to capture your listings from their very best angles? Consider these key features. 1. Compact or digital SLR? Compacts have a self-contained lens and can slip into a pocket... [Read more]
5 Ways to Master Social Networking
5 Ways to Master Social Networking Web sites like Facebook, LinkedIn, Twitter, and ActiveRain present a golden opportunity to connect with friends, colleagues, and clients. You hear a lot about social media today, and rightly so. Get the most benefit from these tools by following these basic rules: Be authentic. Your profile is the first thing people will see when they visit your page. Be truthful... [Read more]
Life Insurance to cover Mortgage
Life Insurance to cover Mortgage
Appraiser Checklist
Appraiser Checklist Help clients understand what to expect during the appraisal process by sharing information on how appraisers reach their property value estimates. By Barbara Ballinger | April 2009 Here are some of the factors that appraisers Joni L. Herndon of Real Property Analysts/Gulf Coast in Tampa, Fla., and John A. Hillas of Hulbert & Associates Inc. in Modesto, Calif., say they consider... [Read more]
7 Steps for Removing Mold From Listings
7 Steps for Removing Mold From Listings Mold is a common home intruder that can quickly turn a desirable house into a risky purchase for potential buyers. So, what can sellers do about it? April 2009 What Is Mold? Mold is a type of fungus made up of tiny microscopic organisms that can grow practically anywhere, such as on ceiling tiles, wallpaper, wood, paints, carpet, and insulation. It multiplies... [Read more]
New Safety Net for Unemployed Homeowners
New Safety Net for Unemployed Homeowners Car dealerships everywhere are blaring the incentive of payment protection plans, offering to cover car payments up to an amount for a certain period of time, should a borrower lose his job. First Mortgage Company has launched a similar initiative on April 28, 2009. The company will pay homeowners’ monthly loan payments for up to six months if the homeowner... [Read more]
Recession Job Hunt
Recession Job Hunt Competition for Jobs in a Slow Economy Veterans discharging from the Armed Services meet new challenges. Job Fair lines are getting longer as unemployment rates climb. Don’t panic/plan to adapt and succeed. Be versatile, mobile, and plan to go where the jobs are. It’s likely you have full or partial paid move coming, courtesy of Uncle Sam. If you are willing to relocate,... [Read more]
