Category Archives: Insurance

More inspection photo’s

Okay we have not done this in a while so let’s look at some more inspection photo’s: This is a Mushroom  growing in the attic on the roof decking. This we may have a wood rot and moisture problem.       OR, hope about ice daming? it not just confinded to the eterior of… Continue Reading

A Much Better Market!

A Much Better Market!             During the first two months of 2012, the extremely mild weather and record low interest rates combined to create a significant increase in real estate activity over the same period in 2012. In fact, MLS (NORES, Inc.) reports the number of homes closed in January and February was 1451, an… Continue Reading

Things that make you say Huh, What, Why?????

Things that make you say Huh, What, Why????? well everyone liked that last four photo’s so well here are 4 more. 1. I am not sure what this realy is. Cast Iron plumbing vent wit a PVC sewer clean out a whole buch of epoxy and chaulk.     2.  Hot water anyone – No, well maybe a… Continue Reading

How do I get rid of PMI???

How do I get rid of PMI??? PMI stands for private mortgage insurance. Most conventional mortgage lenders require a borrower to purchase PMI if she puts down less than 20 percent on her home. This extra insurance is added to the monthly mortgage until the borrower pays down at least 78 percent of her mortgage…. Continue Reading

2012 Elections

OKAY – I know this article does not have any Political Substance. However maybe it will make us all think just a little more about that 2012 elections and who mwe want to lead our country back into prosperity. Have fun reading this re-post of Mr. Will’s Blog and let your mind drift a bit… Continue Reading

Oklahoma Disability Exemption

Oklahoma Disability Exemption Re: Section 9 of Oklahoma House bill 154.7/1131 Would you believe Oklahoma is the only State that offers Tax Exempt Status to veterans with 100% disabilities? This program benefits nearly 9,600 Oklahoma Veterans who have sacrificed their lives and health for this Country.  These veterans are exempt from all sales tax which… Continue Reading

How to Not Pay Too Much for Your Home

How to Not Pay Too Much for Your Home Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture. At the same time, it’s an emotional period laden with difficult choices. You want to ensure that the home you purchase meets your family’s needs… Continue Reading

Private Mortgage Insurance is Tax Deductible

Private Mortgage Insurance is Tax Deductible Congress has extended tax deductions for homeowners paying private mortgage insurance through 2010. But to qualify for the deduction you must have bought or refinanced your home since Jan. 1, 2007. Families with adjusted gross incomes of up to $100,000 can deduct 100% of their insurance premiums, much the… Continue Reading

What Is Medicare ? Part 3

What Is Covered – Part B · Abdominal Aortic Aneurysm Screening (Preventive Service): A one-time screening ultrasound for people at risk (like people who have smoked). Medicare only covers this screening if you get a referral for it as a result of your “Welcome to Medicare” physical exam. You pay coinsurance. · Ambulance Services: When… Continue Reading

What is Medicare? Part 2

What is Medicare? What Is Covered – Part A This and succeeding sections outline the coverage for “Original Medicare” Part A (Hospital Insurance), Part B (Medical Insurance); Part C (”Medigap”/Supplemental Insurance); Part D (Prescription Drugs); and common Medicare Advantage Plans. Since the topic includes many details and options we have presented the basics to help… Continue Reading