Senior Sunday
Senior Sunday - Tulsa Area Senior Resources
What Is Covered – Part C “Medigap” (Supplemental Insurance)
What Is Covered – Part C “Medigap” (Supplemental Insurance)
A Medigap policy is private health insurance sold by private insurance companies specifically designed to supplement the Original Medicare Plan. It Offers:
· Added Coverage – Medigap policies cover certain things that Medicare doesn’t cover.
· Lowers Deductibles & Co-Pays – It helps pay some of the [...]
What Is Medicare ? Part 3
What Is Covered – Part B
· Abdominal Aortic Aneurysm Screening (Preventive Service): A one-time screening ultrasound for people at risk (like people who have smoked). Medicare only covers this screening if you get a referral for it as a result of your “Welcome to Medicare” physical exam. You pay coinsurance.
· Ambulance Services: When you [...]
What is Medicare? Part 2
What is Medicare?
What Is Covered – Part A
This and succeeding sections outline the coverage for “Original Medicare” Part A (Hospital Insurance), Part B (Medical Insurance); Part C (”Medigap”/Supplemental Insurance); Part D (Prescription Drugs); and common Medicare Advantage Plans.
Since the topic includes many details and options we have presented the basics to help [...]
What is Medicare? PArt 1
What is Medicare?
Medicare is a United States Government-sponsored health insurance program available to people in the following categories:
· age 65 or older; OR
· under age 65 with certain disabilities; OR
· any age with End-Stage Renal Disease
(permanent kidney failure requiring dialysis or a kidney transplant).
Recipients get Medicare benefits through either the ORIGINAL [...]
Dining Out
Dining Out
Enclose a list of restaurants that offer senior discounts
Good morning Again!
One thing that is common to people of all ages is our love of fine food. As a Tulsa Realtor® and a Senior Real Estate Specialist, I have had lunch or dinner in just about every fine restaurant in town.
I thought [...]
Credit Crunch & Reverse Mortgages
Marketing Letter: Property Preparation
Marketing Letter: Property Preparation
Good morning!
One of the questions I am asked after a client decides to place their property on the market is, “What should I do to get ready?” The first thing to remember is that we all have different tastes. So don’t make a lot of major changes that might suit you but [...]
Creating Your Financial Team
Creating Your Financial Team
Good morning Again!
Most of us don’t want to face the reality that someday we might need more than our current income or even worse, out live our assets. A support team of top financial advisors can help SENIOR homeowners eliminate or at least minimize the possibility of out living our assets.
The equity [...]
ONE IN FOUR BOOMERS PLAN MOVE, NEW SURVEY REPORTS
One In Four Boomers Plan Move, New Survey Reports
One in four baby boom generation households (26%) expects to move from their current home in the future, with the majority looking for a single-level home that is more comfortable or convenient, according to a new survey prepared for AARP.
Echoing past surveys, most boomers (79%) say [...]
EQUITY OPTIONS
EQUITY OPTIONS
When you decide to sell your home in order to down size or move into an independent or assisted living community, NO Realtor should ask about your finances or retirement accounts.
They should only show you SOME OPTIONS and WAYS the equity in your home & monthly costs (i.e. Insurance, Repairs, Maintenance, Utilities, Lawn [...]
Selling Your Home?
Selling Your Home?
When you put your home on the market I would invite the opportunity to discuss some marketing issues I have already noticed concerning the marketing of your home in the past. It is a fact that all agents and companies are not the same. I would like to discuss with you how Coldwell [...]
Senior Sunday – Discounts
Good morning Again!
One thing that is common to people of all ages is our love of fine food. As a Tulsa Realtor® and a Senior Real Estate Specialist, I have had lunch or dinner in just about every fine restaurant in town.
I thought that a list of those tried and true restaurants might be of [...]
Helpful Websites
Helpful Websites
General: www.seniors.com
US Census: www.census.gov
www.usadata.com
Partnerships:
Client Assurance: www.squaretrade.com/sres
Moving for Seniors: www.movingforseniors.com
Home inspections: www.usinspect.com/sres
Retirement Housing: www.retirementhousingonline.com
Buyers Home Warranty: www.buyershomewarrenty.com
SAREC: www.seniorsrealestate.com
Long Term Care Planning—price quotes: www.itcq.net
Medicare Info-National Council on the Aging: www.noca.org
Talking with Parents about Health Coverage—The Kiaser Family: www.kff.org
Home Maintenance: www.theinspector-home.com/life
Kipler’s Your Family Records Organizer: www.kipler.com/organizer
The Five Wishes: www.agingwithdignity.org
AARP: www.aarp.org
National Association of Elder Law Attorneys: www.naela.org
Area agencies [...]
Marketing Letter: Current Market Updates
Marketing Letter: Current Market Updates
Good morning!
My clients always want to know what is happening in the real estate market. As part of thier financial team it is my responsibility to keep them informed as to the general and specific real estate market conditions, good or bad.
For most of us our equity may be the most [...]
EQUITY OPTIONS
EQUITY OPTIONS
When you decide to sell your home in order to down size or move into an independent or assisted living community, NO Realtor should ask about your finances or retirement accounts.
They should only show you SOME OPTIONS and WAYS the equity in your home & monthly costs (i.e. Insurance, Repairs, Maintenance, Utilities, Lawn care, [...]
Senior Real Estate – Professional Realtor Jim Bigelow 918-640-4657
Senior Real Estate – Professional Realtor Jim Bigelow 918-640-4657
You’ve lived in your home for 30 years. Now, the kids have grown and moved away, the neighborhood is changing and you’d like to move to a smaller home where you can enjoy an active retirement.
The problem is you’re not sure what your house is worth, you’re [...]
Senior Sunday
Hello Again Everyone:
Has the listing on your home has expired. Did you know that a few of the reasons a property doesn’t sell may include the following:
1) Lack of marketing
2) Over Pricing
3) Improper Staging
4) Inconvenience of Showing
5) Lack of communications
I would like the opportunity to meet, with no cost or obligation to you. I [...]
Senior Sunday – Property Preparation
Property Preparation
Good morning!
One of the questions I am asked after a client decides to place their property on the market is, “What should I do to get ready?” The first thing to remember is that we all have different tastes. So don’t make a lot of major changes that might suit you but not the [...]
Senior Sunday – Selling your HOME?
Hello Again Everyone:
Has the listing on your home has expired. Don’t be Shocked. Did you know that a few of the reasons a property doesn’t sell may include the following:
1) Lack of marketing
2) Over Pricing
3) Improper Staging
4) Inconvenience of Showing
5) Lack of communications
I would like the opportunity to [...]
Senior Sunday – Creating Your Financial Team
Creating Your Financial Team
Good morning Again!
Most of us don’t want to face the reality that someday we might need more than our current income or even worse, out live our assets. A support team of top financial advisors can help SENIOR homeowners eliminate or at least minimize the possibility of out living our assets.
The equity [...]
