LANDSCAPING TIPS That Wow Buyers 1. Use decorative Architectural elements like a new mailbox, planted window boxes, and a low fence wrapped in vines to catch attention particularly during winter months when few plants are blooming. Colors should complement the landscape and home. Just don’t overdo it, Too much can seem like tacky lawn ornaments…. Continue Reading
Tag Archives: Bixby
Oklahoma Disability Exemption
Oklahoma Disability Exemption Re: Section 9 of Oklahoma House bill 154.7/1131 Would you believe Oklahoma is the only State that offers Tax Exempt Status to veterans with 100% disabilities? This program benefits nearly 9,600 Oklahoma Veterans who have sacrificed their lives and health for this Country. These veterans are exempt from all sales tax which… Continue Reading
How to Not Pay Too Much for Your Home
How to Not Pay Too Much for Your Home Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture. At the same time, it’s an emotional period laden with difficult choices. You want to ensure that the home you purchase meets your family’s needs… Continue Reading
what type of mortgage works best for you
what type of mortgage works best for you Step 1: Figure out what type of mortgage works best for you I have forever advised sticking with a 30-year fixed-rate mortgage, and paying extra on the principal every month to pay it down more quickly. Yes, the rate will be slightly higher than a 15-year mortgage…. Continue Reading
How Will my Mortgage Lender Calculate my Income???
How Will my Mortgage Lender Calculate my Income??? When you shop for a mortgage or other loan, one of the key factors a lender will take into consideration before granting approval is your debt-to-income ratio. This is the ratio between how much you owe each month on personal debt and how much you earn. This… Continue Reading
Should I buy down my Mortgage Rate?
Should I buy down my Mortgage Rate? Interest rates are constantly in flux. In fact, the interest rates will likely change between the time you start your mortgage application and the time you are approved. Locking the interest rate does not become in effect until you have property and contract. First you need to understand… Continue Reading
Credit Scores & Credit Reports- Things That Hurt and Things That Help
Ever wondered exactly how the credit reports and credit scores could effect you? Here is a simplified breakdown of what can help you and hurt you regarding your credit. Credit Score Model • Scores are Somewhat Counter Intuitive • 30% of your score is based on Balance to Limits -Individually & Cumulatively -Balances normally reported… Continue Reading
Oklahoma Facts and Trivia
Oklahoma Facts and Trivia 1. A life-size statue stands in honor of Astronaut Thomas P. Stafford in Weatherford. 2. Boise City, Oklahoma was the only city in the United States to be bombed during World War II. On Monday night, July 5, 1943, at approximately 12:30 a.m., a B-17 Bomber based at Dalhart Army Air… Continue Reading
Appraiser Checklist
Appraiser Checklist Help clients understand what to expect during the appraisal process by sharing information on how appraisers reach their property value estimates. By Barbara Ballinger | April 2009 Here are some of the factors that appraisers Joni L. Herndon of Real Property Analysts/Gulf Coast in Tampa, Fla., and John A. Hillas of Hulbert &… Continue Reading
Tips To Avoid Mishaps on a Mortgage Application
Tips To Avoid Mishaps on a Mortgage Application Tip 1: Try not to move cash around. During the loan application process, your First Home Mortgage loan experts will have to verify all the income and assets listed as part of your application. Moving these assets around can create a paper trail nightmare. The best advice… Continue Reading