Your Plan 1. Find the right representative Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise. Speak to your agent first and he or she can be helping to guide you… Continue Reading
Tag Archives: Broken Arrow
About Credit
About Credit In the United States, a credit score is a number that is based on a statistical analysis of a person’s credit report, and is used to represent the creditworthiness of that person- the likelihood that the person will pay his or her debts. A credit score is primarily based on credit report information,… Continue Reading
Oklahoma Facts and Trivia
Oklahoma Facts and Trivia 1. On July 25, 2000, Governor Keating announced plans to construct a dome on the Oklahoma State Capitol Building. Construction is slated to begin April 2001 with an estimated completion date of November 2002. 2. The world’s first installed parking meter was in Oklahoma City, on July 16, 1935. Carl… Continue Reading
Easy Spring Cleaning
Easy Spring Cleaning If you don’t have time for a huge ordeal, here are some tips from the Good Housekeeping Institute on how to tackle the important stuff. Behind the big stuff This is a great time to move the beds, sofas and other heavy furniture that you typically don’t bother with. Going one side… Continue Reading
LANDSCAPING TIPS That Wow Buyers
LANDSCAPING TIPS That Wow Buyers 1. Use decorative Architectural elements like a new mailbox, planted window boxes, and a low fence wrapped in vines to catch attention particularly during winter months when few plants are blooming. Colors should complement the landscape and home. Just don’t overdo it, Too much can seem like tacky lawn ornaments…. Continue Reading
How to Not Pay Too Much for Your Home
How to Not Pay Too Much for Your Home Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture. At the same time, it’s an emotional period laden with difficult choices. You want to ensure that the home you purchase meets your family’s needs… Continue Reading
what type of mortgage works best for you
what type of mortgage works best for you Step 1: Figure out what type of mortgage works best for you I have forever advised sticking with a 30-year fixed-rate mortgage, and paying extra on the principal every month to pay it down more quickly. Yes, the rate will be slightly higher than a 15-year mortgage…. Continue Reading
Helpful Websites
Helpful Websites General: www.seniors.com US Census: www.census.gov www.usadata.com Partnerships: Client Assurance: www.squaretrade.com/sres Moving for Seniors: www.movingforseniors.com Home inspections: www.usinspect.com/sres Retirement Housing: www.retirementhousingonline.com Buyers Home Warranty: www.buyershomewarrenty.com SAREC: www.seniorsrealestate.com Long Term Care Planning—price quotes: www.itcq.net Medicare Info-National Council on the Aging: www.noca.org Talking with Parents about Health Coverage—The Kiaser Family: www.kff.org Home Maintenance: www.theinspector-home.com/life Kipler’s… Continue Reading
What is a Rural Development Mortgage?
What is a Rural Development Mortgage? Rural Development or also known as USDA Mortgage is a conventional mortgage that offers 100% financing. It can be used for the purchase of a new or existing single-family dwelling. Home must be owner occupied. Mortgage insurance is prohibited. No down payment required. 30 year loan term, fixed interest… Continue Reading
Private Mortgage Insurance is Tax Deductible
Private Mortgage Insurance is Tax Deductible Congress has extended tax deductions for homeowners paying private mortgage insurance through 2010. But to qualify for the deduction you must have bought or refinanced your home since Jan. 1, 2007. Families with adjusted gross incomes of up to $100,000 can deduct 100% of their insurance premiums, much the… Continue Reading