Ever wondered exactly how the credit reports and credit scores could effect you? Here is a simplified breakdown of what can help you and hurt you regarding your credit. Credit Score Model • Scores are Somewhat Counter Intuitive • 30% of your score is based on Balance to Limits -Individually & Cumulatively -Balances normally reported… Continue Reading
Tag Archives: Oklahoma
Oklahoma Facts and Trivia
Oklahoma Facts and Trivia 1. A life-size statue stands in honor of Astronaut Thomas P. Stafford in Weatherford. 2. Boise City, Oklahoma was the only city in the United States to be bombed during World War II. On Monday night, July 5, 1943, at approximately 12:30 a.m., a B-17 Bomber based at Dalhart Army Air… Continue Reading
Appraiser Checklist
Appraiser Checklist Help clients understand what to expect during the appraisal process by sharing information on how appraisers reach their property value estimates. By Barbara Ballinger | April 2009 Here are some of the factors that appraisers Joni L. Herndon of Real Property Analysts/Gulf Coast in Tampa, Fla., and John A. Hillas of Hulbert &… Continue Reading
OKLAHOMA TRIVA
OKLAHOMA TRIVA;I have not done this in a while and several of you asked ofr more so here it is ENJOY: Henry Starr, one of the last outlaws of the Old West was from Oklahoma.During his 32 years in crime, he claimed to have robbed more banks than both the James-Younger Gang and the… Continue Reading
A New Garden
A New Garden Creating your own garden from the very beginning can be an exciting project. However, if you think that you will have the last say as to what happens nature may disagree with you. To maintain your sanity you will need to work in harmony with nature. Planning and preparation will make all… Continue Reading
What is Medicare? Part 2
What is Medicare? What Is Covered – Part A This and succeeding sections outline the coverage for “Original Medicare” Part A (Hospital Insurance), Part B (Medical Insurance); Part C (”Medigap”/Supplemental Insurance); Part D (Prescription Drugs); and common Medicare Advantage Plans. Since the topic includes many details and options we have presented the basics to help… Continue Reading
What is Medicare? Part 1
What is Medicare? Medicare is a United States Government-sponsored health insurance program available to people in the following categories: age 65 or older; OR under age 65 with certain disabilities; OR any age with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant). Recipients get Medicare benefits through either the ORIGINAL… Continue Reading
7 Steps for Removing Mold From Listings
7 Steps for Removing Mold From Listings Mold is a common home intruder that can quickly turn a desirable house into a risky purchase for potential buyers. So, what can sellers do about it? April 2009 What Is Mold? Mold is a type of fungus made up of tiny microscopic organisms that can grow… Continue Reading
Appraiser Checklist
Appraiser Checklist Help clients understand what to expect during the appraisal process by sharing information on how appraisers reach their property value estimates. By Barbara Ballinger | April 2009 Here are some of the factors that appraisers Joni L. Herndon of Real Property Analysts/Gulf Coast in Tampa, Fla., and John A. Hillas of Hulbert… Continue Reading
Should I buy down my Mortgage Rate?
Interest rates are constantly in flux. In fact, the interest rates will likely change between the time you start your mortgage application and the time you are approved. Locking the interest rate does not become in effect until you have property and contract. First you need to understand how mortgage rates are priced. 1. The… Continue Reading