Your Plan 1. Find the right representative Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise. Speak to your agent first and he or she can be helping to guide you… Continue Reading
Tag Archives: Realtors
Should I Lock or Float My Mortgage Interest Rate?
Should I Lock or Float My Mortgage Interest Rate? When shopping for a mortgage, what is the best time to float your rate and when should you lock it in? The answer to this question depends on two things: 1. Your objective – if you are buying a home, would your chances to qualify for… Continue Reading
Should I buy down my Mortgage Rate?
Should I buy down my Mortgage Rate? Interest rates are constantly in flux. In fact, the interest rates will likely change between the time you start your mortgage application and the time you are approved. Locking the interest rate does not become in effect until you have property and contract. First you need to understand… Continue Reading
Credit Scores & Credit Reports- Things That Hurt and Things That Help
Ever wondered exactly how the credit reports and credit scores could effect you? Here is a simplified breakdown of what can help you and hurt you regarding your credit. Credit Score Model • Scores are Somewhat Counter Intuitive • 30% of your score is based on Balance to Limits -Individually & Cumulatively -Balances normally reported… Continue Reading
Tips To Avoid Mishaps on a Mortgage Application
Tips To Avoid Mishaps on a Mortgage Application Tip 1: Try not to move cash around. During the loan application process, your First Home Mortgage loan experts will have to verify all the income and assets listed as part of your application. Moving these assets around can create a paper trail nightmare. The best advice… Continue Reading
Appraiser Checklist
Appraiser Checklist Help clients understand what to expect during the appraisal process by sharing information on how appraisers reach their property value estimates. By Barbara Ballinger | April 2009 Here are some of the factors that appraisers Joni L. Herndon of Real Property Analysts/Gulf Coast in Tampa, Fla., and John A. Hillas of Hulbert… Continue Reading
Blood Clots/Stroke – They Now Have a Fourth Indicator
BLOOD CLOTS / STROKE (Let’s keep this one going) I receieved this over Thanksgiving and wanted to share it. I believe it to be good information, Howver if somthing is NOT correct please let me know so i can pass it on in another Blog. My intent is to help by keeping as many people… Continue Reading