Tag Archives: Realtors

Positivity Flying High with Real Estate Professionals

RISMEDIA, Friday, March 23, 2012— Real estate professionals have become more optimistic about the direction of home values, while homeowners are slightly less positive, according to the latest HomeGain National Home Values Survey. Thirty-seven percent of real estate professionals expect home values to increase, up from 15 percent last quarter, while 25 percent of homeowners… Continue Reading

Money Saving Ideas

Money Saving Ideas Okay some of us are cheapscapes like me. If i can do it why would I pay someone else to do it? Or how can I save just a little more money? well heres a couple of ideas just to get you started. Painting a room or two or six can make your home… Continue Reading

selling series

Selling Series Built ins O’Boy heres a good when selling your home you not only need to de-decorate your built in’s most of us need to de-Junk them. Built in’s for a number of us become a catch all for the kids and us adults that just put it there because we did not know… Continue Reading

Selling Series – Kitchen

Kitchen Counter Tops When Selling your home make sure to de-decorate and stage the the home to show. Today we will talk about your kitchen. Put away appliance try to have three or less appliances on your countertops. Also remove other items such as Knife blocks, baskets, mail, telephones. This all makes your counter appear… Continue Reading

Your Plan

Your Plan 1.  Find the right representative Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise.  Speak to your agent first and he or she can be helping to guide you… Continue Reading

Should I Lock or Float My Mortgage Interest Rate?

Should I Lock or Float My Mortgage Interest Rate? When shopping for a mortgage, what is the best time to float your rate and when should you lock it in? The answer to this question depends on two things: 1. Your objective – if you are buying a home, would your chances to qualify for… Continue Reading

Should I buy down my Mortgage Rate?

Should I buy down my Mortgage Rate? Interest rates are constantly in flux. In fact, the interest rates will likely change between the time you start your mortgage application and the time you are approved. Locking the interest rate does not become in effect until you have property and contract. First you need to understand… Continue Reading

Credit Scores & Credit Reports- Things That Hurt and Things That Help

Ever wondered exactly how the credit reports and credit scores could effect you?  Here is a simplified breakdown of what can help you and hurt you regarding your credit. Credit Score Model • Scores are Somewhat Counter Intuitive • 30% of your score is based on Balance to Limits -Individually & Cumulatively -Balances normally reported… Continue Reading

Tips To Avoid Mishaps on a Mortgage Application

Tips To Avoid Mishaps on a Mortgage Application Tip 1:  Try not to move cash around. During the loan application process, your First Home Mortgage loan experts will have to verify all the income and assets listed as part of your application. Moving these assets around can create a paper trail nightmare. The best advice… Continue Reading

Appraiser Checklist

Appraiser Checklist   Help clients understand what to expect during the appraisal process by sharing information on how appraisers reach their property value estimates. By Barbara Ballinger | April 2009 Here are some of the factors that appraisers Joni L. Herndon of Real Property Analysts/Gulf Coast in Tampa, Fla., and John A. Hillas of Hulbert… Continue Reading