What is Medicare?
Medicare is a United States Government-sponsored health insurance program available to people in the following categories:
- age 65 or older; OR
- under age 65 with certain disabilities; OR
- any age with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).
Most people get their coverage through the ORIGINAL MEDICARE PLAN. (Unless you choose otherwise, this is the plan you will be enrolled in.)
How It Works
Sign Up for Either Original Medicare OR A Medicare Advantage Plan
Original Medicare Plan has four (4) Parts:
Part A: Hospital Insurance helps cover the following:
- Inpatient Care In Hospitals,
- Includes Critical Access Hospitals and In-patient Rehabilitation Facilities,
- Inpatient Stays In A Skilled Nursing Facility (not custodial or long-term care),
- Hospice Care Services,
- Home Health Care Services,
- Inpatient Care In A Religious Non-Medical Health Care Institution (coverage is related to non-medical, non-religious parts of care).
Part B: Medical Insurance helps cover medically necessary services like:
- Doctors’ Services,
- Outpatient Care,
- Other Medical Services That Part A Doesn’t Cover (such as Physical and Occupational Therapists),
- Some Home Health Care,
- Some Preventative Services
Part C: Medigap -or- Supplemental Insurance Plans, and
Part D: Prescription Drugs.
Medicare Advantage Plans are a package providing the same services as the Original with added services and options.
As an alternative to the Original Medicare Program, Medicare Advantage Plans are a package providing the same services as the Original with added services and options.
Jim Bigelow 918-640-4657 www.jimbigelow.com jim@jimbigelow.com
Coldwell Banker Select